Book tickets for Sanjay Gandhi National Park online www.mahaonline.gov.in

 SANJAY GANDHI NATIONAL PARK ONLINE BOOKING

Wildlife and environment enthusiasts who frequent Sanjay Gandhi National Park now have a reason to smile.

Taking serious note of complaints they have been receiving from visitors about time wasted in getting tickets, especially on holidays, national park officials finally introduced the online booking option.

Enjoy you trip to Sanjay Gandhi National Park just by a click of a mouse.

How to book the ticket?
>> First, log on to https://www.mahaonline.gov.in  and select the Citizen Services option on the yellow tool bar
>> You’ll be directed to the booking page where five choices -- entry, mini train, boating, safari and parking -- area available
>> Select your desired option and then keep clicking ‘next’ until the website directs you to the payment page
>> Fill in details to make the payment and don’t forget to take a print of your ticket, as it is mandatory to produce it at the entrance.

Cheers!!!!

Train Routes in India while on Holidays and Various trains

Train routes in India

In India there are many places to visit and people like traveling but it is a different experience traveling by train .It is a excellent experience listening to the sounds and the  fascinating sights during the train ride. Its is mind blowing seeing  the train winding its way through hills, valleys, forests and creeks.

Below are a list of Train routes which you may like to go with while on holidays in India...

Security checks before using credit card?

Steps to keep you Credit card safe from Misuse

credit card security

The credit card is a much maligned and revered instrument occupying space in everyone’s wallet. It can be misused easily by anyone if they have acess to you credit card details as with the growing market of online purchases it is very easy for a fraudster to misuse your card. It has many advantages and disadvantages both depending on how you use it, the security issues of owning and using a credit card need to be taken seriously.

STEP 1: Be careful with your personal information. Don’t share details like your official date of birth, mother’s maiden name amongst other such information. Don’t share your credit card number either. Especially don’t reply to phonecalls and emails supposedly from your bank or credit card company asking you to share your personal info.If anyone has access to the above information then they can easily change the details over phone and then can misuse your card without even you getting a alert.

STEP 2: Get your card swiped for billing in front of you. If you use your card a lot at petrol pumps or you dine out a lot, then preferably scratch out the CVV numbers (last three digits of the number on the reverse of your card). Memorise the CVV number for your transactions or note it down somewhere safe. One of the most common cases of credit card fraud is of petrol pump attendants and restaurant staff using the data on your card along with the CVV number even if they are themselves not indulging in such activities, they can very easily sell such data to fraudsters.

STEP 3: Use the transaction alert facility with your credit card company, so that you are aware the instant your card has been used for any transaction. A fraud can still be committed but you can atleast take corrective action immediately and avoid paying for charges not your own. Keep the credit card company helpline number saved on your phone and call them to check any discrepancy.

STEP 4: In fact you should go through your card statement in great detail the moment you get it and call the card company for any transaction or charges that you don’t understand or make. Preferably get online access to your credit card and keep checking it off and on to be sure only activity authorised by you is taking place.

STEP 5: Use only sites that are safe and legitimate, and that have a secure payment gateway that starts with ‘https’ and not ‘http’ this ensures that your data is being sent in an encrypted manner and hence is protected. Look for a locked padlock before going ahead with an online transaction. Do not use public computers for online shopping or transactions if in emergencies you have to use computers other than your own, then delete the cache information, don’t save passwords and use the screen keyboard to enter your passwords.

STEP 6: A credit card protection plan is an insurance cover against loss, theft and fraud of credit, debit, ATM, membership or loyalty cards. It makes sense, especially if you travel a lot, or need to entertain socially and professionally basically if the usage of your cards is high and by nature you are not very meticulous, careful or cautious.

If at any point of time your card is misused then you can always go in for a chargeback but this takes time and a lot of effort. It is always better to be safe than sorry.

Cheers!!!

Apply online for PF transfer, withdrawals from July 1: EPFO

Over 50 million subscribers of the retirement fund body EPFO will be able to apply online for transfer and withdrawal of their provident fund from July 1, a move aimed at speedy settlement of claims.

"We have decided to set up a central clearance house which will be operational on July 1. This will enable subscribers to apply online for settlement of the withdrawal and transfer of funds claims," EPFO's Central Provident Fund Commissioner Anil Swarup told reporters at PHD conference.

"The biggest problem faced by the subscribers is transferring their accounts on change of job. This central clearance facility will expedite the process", he added.

The facility will enable subscribes to track online the status of their applications for transfer and withdrawals.

However, the EPFO's ambitious plan to provide permanent account number to all subscribers would be possible by early next year.

"It would be done in 8-10 months. Since the process of providing permanent account number to all subscribers will take time, we thought of setting up central clearance house first," he said.

Under the new system, the onus of verifying the details of the PF account from previous employers would be on the EPFO. At present, employees have to get their applications verified from their employers for settlement of claims.

"The onus of getting the detail of the PF account verified from employers would be on the Employees' Provident Fund Organisation (EPFO) in the new online system for transfer and withdrawal claims," Swarup said.

Cheers!!!

Life Insurance policy and its Tax Implications on Maturity

Secure your family by taking Insurance

 Smart Investing Tips and Tax savings strategies

It is a tendency of  people do their investment planning at the end of the Financial year which is March ,hence majority of life insurance policies are purchased on tax considerations only and that too in the last quarter of the financial year. No wonder, many of end up committing some mistakes while buying insurance, just in a hurry to save tax. However, now that we are through with the last minute activity, and have entered into the new financial year, it is time that we take a fresh look at the various provisions on insurance as contained under the income tax laws.

Here I would like to throw light on  the aspects of tax treatment of Life Insurance Premium as well as tax treatment of money received from insurance company. Taking a Life insurance policy is about taking a policy which helps you with both securing the future of your dependents as well as give you a decent return on Survival.

Aadhaar card !! This is how to get It http://uidai.gov.in/aadhaar.html

Aadhaar Card

With the government making Aadhaar Card (unique identification card) mandatory in procuring LPG connections, issuing passports, sale or purchase of houses, opening a PF account or withdrawing your provident fund, opening a bank account, etc, the queue of people waiting to lay their hands on the card seems to be getting longer and longer.

Here's a ready reckoner on how to get the card:

How to Kill a Lion !!! The Banking Way

Banking Strategies

Proud to work in a bank !!!! check this out

Many people choose banking as their career option but a very less know how to tackle a situation so guys this is just a way a banking system frustrates you and so be aware of this and and move ahead towards a successful career.


Banking on the wrong bank

HSBC Method:

Hire a lion. Give him full rest & make him lazy,
Pay him more than his expectation, never ask him to do any work for six months,
after six months tell him that now you have to fulfill your yearly
target within six months otherwise u will be kicked out from the jungle.

Lion dies due to fear,
that if he loses this "lazy animals jungle", where he will go.

ICICI method:

Hire a lion.

Give him hell lot of work and pay him lower salary than his politically astute peers.
Restructure his job, position, boss, colleagues, designation, department, salary, location every 6 months.
Remove all lions above 40 from the organization by giving those VRS. If he kills 2 goats a day, give him target of killing 20 elephants a day, when there are just 10 elephants in the jungle.
Lion dies of exhaustion, overkill and restructuring.

HDFC method:

Hire a lion and ask him to meow like a cat.
Give him lots of ESOPs and grass to eat.

He will die eventually of hope and starvation.

Citibank method:

Hire the lion, make him take 14 tests and tell him that if he doesn't score 90% he will lose the job.
Ask him to extract 60 kg meat out of a 40kg goat.

Lion dies of the strain.

ABN AMRO method:

Hire the lion.
Give him high impossible targets and expect a premature delivery of these targets.
If the targets are delivered, clap for him in a town hall and if not delivered humiliate him regularly.

Lion either dies of excitement or starts behaving like Tom Hanks in Terminal.

StanChart method:

Hire a lion; motivate him to outshine other lions in the jungle.
Load him with impractical targets and if he finds the prey, ensure jackals in the jungle snatch the prey and

the lion dies in oblivion......

Kotak method:

Hire a lion; load him with targets to focus on value instead of volume. Every quarter change the style and make his life miserable.
If he survives in the system reward him with a hefty bonus.

RBI Method:

Hire a lion and give him a 3000 page circular on how to kill a goat. Amend the circular at least three times a day.
Send him on inspection to the jungle, where he can threaten to cancel the hunting license of any fox, wolf, bear, jackal etc who have violated any provision of the 3000 page
circular.

Lion dies of boredom.

SBI Method:

Recruits a lion, gives him the power of mouse.
Lion dies of over expectation and no results.............


IDBI method:

Recruits a lion, Give him posting among cats.
People call him manager but he is actually a clerk.
Expect to work as allrounder.

Lion dies in frustration or escape to another jungle.

Deutsche Bank Method:

Hire a Lion. Tell him that you need to work most of the day ; half the night.
Also tell him that all the Lions in the jungle are doing it ; he shouldn't mind doing it. Tell him that the work he does would make him king, even though he would be paid like a pauper.
Change the look of the jungle twice in a year ; tell him there's a new challenge for him, although the animals  trees in the jungle remain the same (beats me.......what's the challenge).
Give the Lion some irrationally motivational talks ; tell him to wait till the grass turns blue in the jungle.
Lion dies waiting.

So best of Luck Guys!!!

Cheers !!!!!!